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About FirstView Financial

FirstView Financial is a leading provider of financial, mobile and payment technology solutions. FirstView provides innovative payment solutions to help companies create new revenue streams, reduce cost, increase security and improve efficiency. Over the last decade FirstView has been delivering prepaid program management and processing services supporting a diverse array of prepaid card solutions. FirstView Mobile payment solutions allow companies to capitalize on the dramatic shift to mobile payments.

With decades of payment management experience, FirstView excels at innovation in the high-growth electronic, prepaid and mobile payment markets. FirstView provides turnkey prepaid debit card program solutions enabling clients to enjoy all the benefits of operating a fully custom prepaid program, without the compliance, risk management, overhead and operational burdens associated with entering the program management business directly. FirstView was recently honored with two prestigious 2014 Paybefore Awards, two 2015 Paybefore Awards, and two 2016 Paybefore prepaid Industry Achievement Awards, including the award for our core business of white labeling prepaid programs. FirstView was recently honored with two prestigious 2014 PayBefore prepaid Industry Achievement Awards. Providing innovative payment solutions since 2005, the company is headquartered in Atlanta, GA.



Bob Raffo Jr. has over 30 years of executive experience in accounting and finance, system design and implementation, technology product development, and business management. He has held both CFO and CIO level positions with organizations such as PSKW, Cardinal Health, BLP Group Companies, and The McGraw-Hill Companies and has launched and built two successful consulting businesses. Bob’s unique background includes experiences in mergers and acquisitions, recapitalization, strategic planning, financial planning and profitability analysis, business process improvement, system integration, and business transformation. Most recently Bob led the successful recapitalization of PSKW resulting in a significant equity investment from Genstar Capital. Bob has published articles focused on the impact of vertically integrated systems in pharmaceutical manufacturing and has been asked to speak at numerous trade show events and corporate meetings. Bob holds a BS in Finance and Accounting from Lehigh University.



Nancy Torres has over 35 years of operations, information technology, and vendor management experience with top-tier organizations such as FirstData, The Home Depot and Worldpay. From leading the development of a state-of-the-art reconciling and billing system at FirstData to implementing a streamlined global accounts payable processing system at The Home Depot, Nancy has delivered meaningful value across the supply chain. Most recently, Nancy was the Vice President of Industry Relations at Worldpay where she was responsible for developing product offerings and expanding partnerships by managing executive level relationships with key brands such as VISA, Mastercard, AMEX, Discover and others. At FirstView, Nancy is responsible for expanding industry relationships and delivering solutions that meet our customers unique requirements while implementing best-in-class operating procedures and controls. Nancy is a graduate of Georgia Southern University, with a B.S. Degree in Marketing and holds a Master’s Degree from Kennesaw State University in Business Information Systems.



Jeff is a veteran financial professional in the banking and payments industries. He joined the Company in January 2012 after managing Settlement Accounting at a major international payments processor for almost 10 years. Jeff’s career includes internal control and accounting management at several regional banks throughout the Southeast. He is a Certified Public Accountant and a Chartered Global Management Accountant. He is a member of the AICPA, the North Carolina Association of CPA’s and the Georgia Society of CPA’s. Jeff graduated magna cum laude with a B.S. degree in Accounting from the Belk College of Business at the University of North Carolina at Charlotte.



Kevin has over 15 years of experience as a senior executive adapting to rapidly evolving changes in the regulatory and technology landscapes of the consumer financial services space. In addition to the daily management of prepaid compliance concerns, he has developed custom anti-money laundering programs, implemented Regulation E compliance protocols and guided multiple companies through the shift in regulatory expectations arising from the advent of CFPB. Kevin also has extensive experience in addressing the concerns of financial institutions as it relates to prepaid programs, network requirement and vendor management. He is active an active community volunteer and graduate of the Vanderbilt University School of Law.

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